Legal & Safety Checklist for Vinyl Pool Owners in London, Ontario

Owning a pool should be exciting — not stressful. But if you’ve just installed (or are planning to install) a vinyl pool in London, Ontario, the legal and safety requirements can make it feel like you’ve jumped into the deep end.

Permits, fencing, insurance policies, inspections... it’s a lot. And it doesn’t help that most online info is either outdated, vague, or doesn’t apply to our local bylaws here in London.

That’s where this guide comes in.

We’ve helped countless homeowners through this process and boiled it down to a clear, manageable checklist. You’ll know exactly what to expect, what to do, and how to keep your pool safe, legal, and fun — all summer long.

1. Secure Permits & Approvals

Before you touch a shovel, you need an enclosure permit from the City of London.

A permit is required if your pool holds more than 75 cm of water or occupies more than 1 square metre.

You’ll need to submit:

• A site plan showing dimensions, fence location, and setbacks from property lines
  
  
• A letter of undertaking
  
  
• The applicable permit fee

Expect a few weeks for processing, especially in peak season. Once approved, you’ll also need an inspection (usually after the fencing is built but before the pool is filled).

Key details to keep in mind:

• Fences must be at least 5 feet (60 inches) high.
  
  
• The pool must be at least 1.5 metres (about 4 feet 9 inches) from all property lines.
  
  
• Gates must meet specific self-latching requirements (we’ll cover those shortly).

The permit process may feel tedious, but it ensures your pool is safe and up to code and protects you from expensive delays or fines later on.

2. Install Compliant Fencing

Once permits are secured, your next priority is the pool enclosure — a.k.a. your fence. This isn’t just a formality; it’s your first line of defense regarding safety.

The City of London has specific requirements for pool fences, including:

• Minimum height of 60 inches
  
  
• No large gaps between boards or rails (nothing kids or pets can squeeze through or climb)
  
  
• Solid anchoring of posts into the ground
  
  
• Bottom of fence no more than 4 inches off the ground

As long as they meet the safety criteria, chain-link fences are allowed, as are certain types of wood or ornamental metal. If your fence is more decorative, it must follow the same rules.

A compliant fence doesn’t have to be boring. We’ve seen (and built) plenty of elegant designs that satisfy bylaws and complement your backyard aesthetic. Learn more about the possibilities for vinyl pool and enclosure design.

3. Ensure Gates Meet Local Requirements

Even if your fence is flawless, an incorrect gate can throw your whole setup out of compliance.

London’s bylaws state that pool gates must:

• Be self-closing and self-latching.
  
  
• Swing outward, away from the pool area.
  
  
• Have a latch at least 48 inches high and on the pool side.

Forget padlocks — they don’t meet the standard because they rely on humans to remember to lock up. A properly installed gate will latch on its own every time.

Quick self-check:

• When you close the gate, does it click shut?
  
  
• Can a child reach the latch from the outside?
  
  
• Does the gate automatically return to closed if you let it go?

If you’re unsure, it’s worth having a pro assess your hardware. These seemingly small details matter for both safety and insurance compliance.

4. Update Your Insurance

Homeowners often forget this step: talk to your insurer before or shortly after installing a pool. Vinyl pools affect your home insurance policy.

In most cases:

• In-ground pools are considered “other structures.”
  
  
• Above-ground pools may be covered as personal property.

Either way, adding a pool usually raises your premiums. In some cases, insurers may require added liability coverage or specific safety features (like compliant fencing or gate latches) before they’ll extend coverage.

We recommend:

• Minimum $300,000–$500,000 in personal liability.
  
  
• Asking your broker about pool-related riders for diving boards, slides, or heaters.
  
  
• Confirming what equipment is required for claims to be valid.

5. Stock Your Pool Area with Safety Gear

It’s not enough to meet code. To be fully prepared, you’ll want to have the right emergency equipment close at hand.

Here’s a quick checklist of recommended items:

• Life ring with throw rope.
  
  
• Reaching pole (helps someone in distress without entering the pool).
  
  
• Fully stocked first aid kit in a waterproof container.
  
  
• Whistle to alert others in an emergency.
  
  
• Phone or cordless handset nearby to call 9-1-1.
  
  
• Visible signage with safety rules (especially no unsupervised swimming).

Keep these items in a safe, dry location — easily accessible to adults, but out of reach for children. Check and replace them as needed each season.

Your insurer may ask about this equipment, especially if your policy includes liability protection for pool-related injuries.

A Safer Pool, A Simpler Summer

Following safety rules doesn’t have to be overwhelming — and once you’re set up properly, they become second nature.

When you:

✔ Secure your permit

✔ Build a bylaw-compliant fence

✔ Install the right gate hardware

✔ Review your insurance coverage

✔ Keep emergency gear nearby

...you’re not just checking boxes, you’re protecting your family, your guests, and your peace of mind.

If you’re unsure whether your current setup meets standards, or if you’re planning a new pool project and want guidance from the start, we’re here to help.

Request a consultation to discuss your vision, property, and the exact steps to stay compliant without the stress.

Let’s make pool ownership something you enjoy, not worry about.